Fund · KES · Central Bank of Kenya
91-Day Treasury Bill rate today
8.75%
You keep 7.44% after 15% withholding tax, and 0.69% after 6.7% inflation.
Rates as of 22 Oct 2026
On a KES 100,000 balance that is roughly KES 1,312 a year going to withholding tax.
91-Day Treasury Bill rate history
Last quoted rate in each month, from Fructa’s daily record.
| Month | Gross | Net after 15% WHT |
|---|---|---|
| 22 Oct 2026 | 8.75% | 7.44% |
| 24 Sept 2026 | 8.78% | 7.46% |
| 28 Aug 2026 | 8.77% | 7.45% |
| 30 Jul 2026 | 8.79% | 7.47% |
Questions people ask about 91-Day Treasury Bill
- What is the current 91-Day Treasury Bill rate?
- 91-Day Treasury Bill is quoting 8.75% gross. Fructa records the rate every weekday, so this figure is the most recent one published rather than an annual average.
- How much do you actually keep from 91-Day Treasury Bill?
- Kenyan money market fund interest carries 15% withholding tax, deducted at source. The advertised 8.75% is therefore 7.44% in practice. On KES 100,000 that difference is about KES 1,312 a year.
- What is the minimum investment for 91-Day Treasury Bill?
- 91-Day Treasury Bill requires a minimum of KES 100,000 to open. Minimums vary widely between Kenyan funds, from a hundred shillings to six figures, and a higher minimum does not reliably buy a higher yield.
- Who manages 91-Day Treasury Bill?
- 91-Day Treasury Bill is managed by Central Bank of Kenya, a fund manager licensed by the Capital Markets Authority. Fructa tracks every CMA licensed collective investment scheme that publishes a rate.
- Is 91-Day Treasury Bill better than Stima SACCO Deposits or Safaricom PLC?
- Today 91-Day Treasury Bill pays 8.75%, Stima SACCO Deposits 11.00% and Safaricom PLC 5.50%, all gross. Compare every fund on the rates page.
- Is 91-Day Treasury Bill a good place to keep money?
- That depends on what you are comparing it against and what you need the money for. The yield matters, but so do the minimum, the fee, how quickly you can withdraw, and whether the return beats inflation once tax is taken. Fructa shows gross, net and real side by side for every fund so the comparison is like for like.
Other funds in KES
Track 91-Day Treasury Bill in the app
Get told the morning its rate moves, with what you keep after tax. Free, no account needed.
Get FructaRates come from fund managers, factsheets, the CBK and the CMA, for information only. Not investment advice.