Fixed income fund · KES · Coop Unit Trust Scheme

Co-op Bond Fund rate today

10.20%

You keep 8.67% after 15% withholding tax, and 1.85% after 6.7% inflation.

Rates as of 22 Oct 2026

Gross yield
10.20%
Net after 15% WHT
8.67%
Real, after 6.7% inflation
1.85%
Rank by yield
#26 of 161

On a KES 100,000 balance that is roughly KES 1,530 a year going to withholding tax.

Questions people ask about Co-op Bond Fund

What is the current Co-op Bond Fund rate?
Co-op Bond Fund is quoting 10.20% gross. Fructa records the rate every weekday, so this figure is the most recent one published rather than an annual average.
How much do you actually keep from Co-op Bond Fund?
Kenyan money market fund interest carries 15% withholding tax, deducted at source. The advertised 10.20% is therefore 8.67% in practice. On KES 100,000 that difference is about KES 1,530 a year.
Who manages Co-op Bond Fund?
Co-op Bond Fund is managed by Coop Unit Trust Scheme, a fund manager licensed by the Capital Markets Authority. Fructa tracks every CMA licensed collective investment scheme that publishes a rate.
Is Co-op Bond Fund better than Mayfair Fixed Income Fund or Nabo KES Fixed Income Fund?
Today Co-op Bond Fund pays 10.20%, Mayfair Fixed Income Fund 16.56% and Nabo KES Fixed Income Fund 13.67%, all gross. Compare every fund on the rates page.
Is Co-op Bond Fund a good place to keep money?
That depends on what you are comparing it against and what you need the money for. The yield matters, but so do the minimum, the fee, how quickly you can withdraw, and whether the return beats inflation once tax is taken. Fructa shows gross, net and real side by side for every fund so the comparison is like for like.

Other fixed income funds in KES

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Rates come from fund managers, factsheets, the CBK and the CMA, for information only. Not investment advice.