Money market fund · KES · KCB Unit Trust Scheme

KCB Money Market Fund KES rate today

9.23%

You keep 7.85% after 15% withholding tax, and 1.07% after 6.7% inflation.

Rates as of 22 Oct 2026

Gross yield
9.23%
Net after 15% WHT
7.85%
Real, after 6.7% inflation
1.07%
Minimum investment
KES 5,000
Management fee
2.00%
Rank by yield
#42 of 161

On a KES 100,000 balance that is roughly KES 1,385 a year going to withholding tax.

KCB Money Market Fund KES rate history

Last quoted rate in each month, from Fructa’s daily record.

MonthGrossNet after 15% WHT
1 Sept 20269.23%7.85%
31 Aug 20269.23%7.85%
31 Jul 20269.19%7.81%
29 Jan 20269.31%7.91%
29 Dec 20259.50%8.07%

Questions people ask about KCB Money Market Fund KES

What is the current KCB Money Market Fund KES rate?
KCB Money Market Fund KES is quoting 9.23% gross. Fructa records the rate every weekday, so this figure is the most recent one published rather than an annual average.
How much do you actually keep from KCB Money Market Fund KES?
Kenyan money market fund interest carries 15% withholding tax, deducted at source. The advertised 9.23% is therefore 7.85% in practice. On KES 100,000 that difference is about KES 1,385 a year.
What is the minimum investment for KCB Money Market Fund KES?
KCB Money Market Fund KES requires a minimum of KES 5,000 to open. Minimums vary widely between Kenyan funds, from a hundred shillings to six figures, and a higher minimum does not reliably buy a higher yield.
Who manages KCB Money Market Fund KES?
KCB Money Market Fund KES is managed by KCB Unit Trust Scheme, a fund manager licensed by the Capital Markets Authority. Fructa tracks every CMA licensed collective investment scheme that publishes a rate.
Is KCB Money Market Fund KES better than Cytonn Money Market Fund or Faulu Money Market Fund?
Today KCB Money Market Fund KES pays 9.23%, Cytonn Money Market Fund 11.50% and Faulu Money Market Fund 11.07%, all gross. Compare every fund on the rates page.
Is KCB Money Market Fund KES a good place to keep money?
That depends on what you are comparing it against and what you need the money for. The yield matters, but so do the minimum, the fee, how quickly you can withdraw, and whether the return beats inflation once tax is taken. Fructa shows gross, net and real side by side for every fund so the comparison is like for like.

Other money market funds in KES

All KES money market funds today

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Rates come from fund managers, factsheets, the CBK and the CMA, for information only. Not investment advice.