Best money market funds in Kenya, January 2026

Average rate each fund paid · 28 KES money market funds

January 2026 · average
12.03%
Arvocap Money Market Fund led the month, ahead of Cytonn (11.82%) and Nabo Africa (11.58%)
Median9.50%
vs December-0.10 pts
Money market fundsUSD money market fundsFixed income fundsSpecial funds

The median rate, month by month

Nov 25Jan 26Mar 26May 26Jul 26Sep 26Oct 26
#FundAverageNet (15% WHT)vs Dec
1Arvocap Money Market FundArvocap Unit trust funds12.03%10.23%+0.23
2Cytonn Money Market FundCytonn UnitTrust Fund11.82%10.05%-0.18
3Nabo Africa Money Market FundNabo Capital11.58%9.84%-0.32
4Etica Money Market FundEtica Unit Trust Fund11.39%9.69%-0.21
5Ndovu Money Market Fund (KES)Taifa Unit Trust Scheme11.07%9.41%-0.03
6Lofty Corban Money Market Fund KESLofty Corban Unit Trust Scheme11.02%9.37%+0.02
7Jubilee Money Market Fund KESJubilee Unit Trust Scheme10.61%9.02%+0.18
8Kuza Money Market Fund KESKuza Unit Trust Scheme10.49%8.91%-0.11
9Old Mutual Money Market FundOld Mutual Unit Trust Scheme10.40%8.84%-0.20
10Orient Kasha Money Market FundOrient Unit Trust Scheme9.98%8.48%+0.18
11Madison Money Market FundMadison Unit Trust Funds9.94%8.45%-0.26
12Britam Money Market FundBritish-American Unit Trust Scheme9.82%8.34%+0.02
13Dry Associates Money Market Fund KESDry Associates Unit Trust9.81%8.34%+0.21
14Apollo Money Market FundApollo Unit Trust Scheme9.51%8.08%+0.01
15KCB Money Market Fund KESKCB Unit Trust Scheme9.48%8.06%-0.02
16SanlamAllianz Money Market FundSanlam Unit Trust Scheme9.43%8.02%-0.07
17Faulu Money Market FundFaulu Unit Trust Scheme9.27%7.88%-0.53
18GenAfrica Money Market FundGenAfrica Unit Trust Scheme9.06%7.70%+0.26
19GenCap Hela Imara Money Market FundGenghis Unit Trust Funds8.89%7.56%-0.01
20CIC Money Market FundCIC Unit Trust Scheme8.50%7.22%-0.00
21ICEA LION Money Market FundICEA Unit Trust Scheme8.39%7.13%-0.01
22CPF Money Market FundCPF Unit Trust Scheme8.30%7.06%+0.00
23Co-op Money Market FundCoop Unit Trust Scheme8.29%7.05%+0.29
24ABSA Shilling Money Market FundAbsa Unit Trust Funds7.75%6.59%+0.15
25AA Kenya Money Market FundAfrican Alliance Kenya Unit Trust6.82%5.79%+0.22
26Ziidi Money Market FundZiidi Money Market Fund6.23%5.29%-0.07
27Stanbic Money Market FundStanbic Unit Trust Funds5.35%4.54%-0.65
28EIB Money Market FundEquity Investment Bank4.94%4.20%

Questions people ask

Which money market fund paid the most in January 2026?
Arvocap Money Market Fund, averaging 12.03% gross across the month, ahead of Cytonn Money Market Fund (11.82%) and Nabo Africa Money Market Fund (11.58%).
Did rates rise or fall in January 2026?
The median money market fund averaged 9.50%, down 0.10 points from December.
How is the monthly average worked out?
Every day of the month counts, using the rate each fund had published on that day. Weekends carry Friday's rate.

Other months

February 2026December 2025November 2025October 2025All of 2026

See every rate as it moves

Fructa tracks every Kenyan fund daily, with what you keep after tax and alerts when a rate you follow changes.

Get Fructa